What is the definition of Ark Health Insurance?

"Ark health insurance is like the ultimate safety net for your health, but instead of a cozy blanket, it's a stack of paperwork and insurance jargon that's so confusing it might as well be a tax form for a cat's life savings. It's the kind of insurance that makes you think, 'If I get sick, will I still have access to my life savings?'"

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Edgy example sentence: "When I stumbled into a hospital and found the doc saying, 'Ark health insurance, we'll cover your medical bills, but only if you can afford our premium payments,' I realized my life was on the 'costly' side of the balance sheet."